TELL ME UK · GUIDES AND STORIES

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Questions: Money and shoppingAcross the UK1 min

Starting your first home purchase and mortgage application

Start with a sustainable monthly payment rather than the maximum shown by a lender’s calculator. Include council tax, utilities, insurance, repairs and possible service charges. Check that an emergency reserve remains after paying the…

Questions: Money and shoppingAcross the UK2 min

Getting a UK mortgage while on a visa

A temporary visa does not by itself mean that a mortgage will be refused or approved. Lenders assess immigration permission, residence history, earnings, credit records and the deposit separately. One lender's criteria cannot be treated as…

Questions: Money and shoppingAcross the UK2 min

Proving the source of your mortgage deposit

A statement showing a sufficient balance establishes that funds exist, but may not establish their origin. Prepare a clear chain for a property purchase: earnings, a sale or inheritance → the owner's account → transfer → your account → the…

Questions: Housing and homeAcross the UK1 min

Can a multicooker replace several kitchen appliances?

A multicooker is useful when its actual functions match your cooking. A “nine-in-one” description does not mean nine equally necessary appliances. Begin with meals you make every week and the operations you want to simplify.

Questions: Children and familyLondon1 min

Where to find nappies in London late on a Sunday

Look for an actual open branch with the required size. After a large supermarket closes, check convenience stores, smaller supermarkets and transport-hub shops. A chain name alone is insufficient because hours vary.

Questions: Transport and travelAcross the UK2 min

Can I board National Express at an intermediate stop?

A coach calling at a convenient stop does not automatically allow you to use a ticket booked from somewhere else. Under National Express's Conditions of Carriage, you must board at the point stated on the ticket. If you do not appear at…